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$16,878.55. Assuming 5 percent interest, what is the surrender cost of this policy, per thousand per year, over the first 10 years the policy is in force? Beth purchased a $50,000 nonparticipating whole life insurance policy. The annual premium was $1,278. The cash value of the policy after 10 years will be $13,740. The future value of $1 deposited at the start of the year for 10 years, assuming 5 percent
interest, is $13.207. If the premiums were invested at 5 percent interest for 10 years, the premiums would grow to $16,878.55. Assuming 5 percent interest, what is the net payment cost of this policy, per thousand per year, over the first 10 years the policy is in force? ABC Life Insurance Company is offering a new product. The product is a two-year term insurance policy funded by a single premium at the
start of the first year. Death claims are paid at the end of the year in which death occurs. A portion of the appropriate mortality table is shown below. The first number is age, the second is the number alive at the start of the year, and the last number is the number dying during the year. Students also viewedWhat are 2 factors that affect the cost of life insurance?Which factors are most important in determining your life insurance rates?. Age. Age is one of the biggest factors that influences life insurance premiums. ... . Gender. ... . Height and Weight. ... . Medical History. ... . Family History. ... . Smoking and Tobacco Use. ... . Occupation and Hobbies. ... . Lifestyle Factors.. What are the two major types of life insurance quizlet?There are two major types of life insurance: permanent (whole) and temporary (term).
Which of the following are factors that affect the price of an insurance policy?Some factors that may affect your auto insurance premiums are your car, your driving habits, demographic factors and the coverages, limits and deductibles you choose. These factors may include things such as your age, anti-theft features in your car and your driving record.
Which of the following are factors that affect the price of an insurance policy quizlet?Factors that can affect an auto insurance premium are: -Value of the insured vehicle: the higher the value of the car, the higher the premium. -Repair record of the car: the more easily car damage can be repaired, the lower the premium. -Your age: younger drivers have less experience and pay higher premiums.
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What are at least two major factors that affect the cost of life insurance quizlet?
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