Frequently Asked Questions for High Deductible Health Plans, Health Savings Accounts, and Health Reimbursement ArrangementsThank your for your interest in learning more about High Deductible Health Plans (HDHP) with a Health Savings Account (HSA) or a Health Reimbursement Arrangement (HRA). Each health plan has unique features. For complete details refer to the individual plan brochure, available on the Federal Employees Health Benefits Program (FEHB) website. Show
For a quick comparison chart showing the differences between an HSA, an HRA, and a Health Care Flexible Spending Account (HCFSA), use the Comparison Chart for HSA, HRA and HCFSA . To view all plans available in your area, use the OPM Tool to Compare Plans by ZIP Code High Deductible Health Plans (HDHP)
HDHP: Obtaining InformationHealth Savings Accounts (HSA): The Basics
Back to Top HSA: Contributions
HSA: Coverage
HSA: Eligibility
HSA: Withdrawal
Back to Top HSA: IRS Tax Questions
Health Reimbursement Arrangements (HRA): The Basics
HRA: Contributions
Limited Expense Health Care Flexible Spending Accounts (LEX HCFSA)
HRA: Coverage
HRA: Eligibility
HRA: Withdrawal
Back to Top HRA: IRS Tax Questions
Questions relating to HDHPs, HSA, HRA and Health Care Flexible Spending Account (HCFSA)
Questions Relating to Retirees and Military VeteransRetiree and Early Retiree
Military Veteran
Back to Top What percent of the approved amount after the deductible is satisfied Will Medicare pay?After the beneficiary meets the annual deductible, Part B will pay 80% of the “reasonable charge” for covered services, the reimbursement rate determined by Medicare; the beneficiary is responsible for the remaining 20% as “co-insurance.” Unfortunately, the “reasonable charge” is often less than the provider's actual ...
Which is the percentage the patient pays for covered services after the deductible has been met and the copayment has been paid?The percentage of costs of a covered health care service you pay (20%, for example) after you've paid your deductible. The maximum amount a plan will pay for a covered health care service.
Which is the percentage the patient pays for covered services after the deductible has been met and the copayment has been paid quizlet?also called coinsurance payment; the percentage the patient pays for covered services after the deductible has been met and the copayment has been paid. Current lifetime maximum limits on health policies might range from 100,000 to 1,000,000.
What is a cost sharing measure in which the policy holder pays a fixed dollar amount per service?A co-‐payment (also called a “co-‐pay”) is a form of cost-‐sharing. It is a set amount of money you will pay for a service ($3, $15, $40 etc). The amount is the same no matter how much the doctor or hospital charges for the service. For example, a health plan has a co-‐payment of $45 for laboratory services.
|