What is the current value of $100000 after 10 years if the discount rate is 12 percent?

Last updated 19th Oct 2022

This calculator provides the user with the present value of an investment. That is to say, the value of the investment stated in today's dollars. (Also known as current or nominal dollars, since the calculator does not adjust for inflation.) The calculator only requires three inputs to calculate the present value: the future value of the investment, the total number of time periods, and the discount rate.

Calculator Definitions

The variables used in our online calculator are defined in detail below, including how to interpret the results.

Future Value of the Investment ($)

Additional Resources Return on Investment Calculator Time Value of Money Calculator Future Value Calculator Net Present Value Calculator Perpetuity and Growing Perpetuity Calculator Weighted Average Cost of Capital Calculator Return on Invested Capital Calculator

This is the future value of the investment. For example, if you want to know the value of $100,000 received 10 years from now, then the future value would be $100,000.

Number of Time Periods

This is the number of payment periods for the investment. For example, if you're going to receive $100,000 in ten years, then the Number of Time Periods would be 10. The time period used in this section of the calculator must be the same time period used for the Discount Rate.

Discount Rate (% / Time Period)

This is the rate at which you want to discount the value of the investment received in the future to its present value. For example, if you want to discount the future value by 10% each time period, then the discount rate is 10%. The time used for the Discount Rate value (10% per year) must be consistent with the Number of Time Periods (years).

Present Value of Investment ($)

This is the present value of the investment, which takes into consideration the time value of money. This value discounts the Future Value by the Discount Rate (interest rate) specified. For example, $100,000 received 10 years from now, discounted at a rate of 7%, would have a present value of $50,834.93.


Disclaimer: These online calculators are made available and meant to be used as a screening tool for the investor. The accuracy of these calculations is not guaranteed nor is its applicability to your individual circumstances. You should always obtain personal advice from qualified professionals.

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What is the current value of $100000 after 10 years if the discount rate is 12 percent?

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Future value basics

The future value formula is used to determine the value of a given asset or amount of cash in the future, allowing for different interest rates and periods.

For example, this formula may be used to calculate how much money will be in a savings account at a given point in time given a specified interest rate. The effects of compound interest—with compounding periods ranging from daily to annually—may also be included in the formula. Plots are automatically generated to show at a glance how the future value of money could be affected by changes in interest rate, interest period or desired future value.

What would the future value of $100 be after 5 years at 10% compound interest?

The $100 investment becomes $161.05 after 5 years at 10% compound interest.

What is the present value of 1000$ to be received after 2 years at a discount of 10 %?

The present value of the amount to be received is $613.91.

What is the present value of $100 with the 10% interest rate if received one year from now?

Present value is the value today of an amount of money in the future. If the appropriate interest rate is 10 percent, then the present value of $100 spent or earned one year from now is $100 divided by 1.10, which is about $91.

What is the future value of $1000 after 5 years at 8% per year?

An investment of $1,000 made today will be worth $1,480.24 in five years at interest rate of 8% compounded semi-annually.